Prime Lenders


Prime Mortgages are generally provided by major Financial Institutions such as Banks and Monoline Lenders with an appetite for strong borrowers. Benefits to the strong borrowers can include preferred mortgage rates without charging lending fees. The underwriting guidelines is also designed to ensure borrowers have adequate positive cash flow after the acquisition of the mortgage.  

Sub Prime Lenders

When a mortgage applicant does not meet the major Financial Institutions and Banks' underwriting guidelines, there are a number of alternative Mortgage Lenders who will consider providing a solution usually with slightly higher interest rates and some cases will charge a succession fee. These Sub Prime lenders can provide a short term solution for mortgage applicants in order for the applicants to improve their financial affairs and with proper debt planning, mortgagees will have the chance to reapply with Prime Lenders. 

Private Lenders

Private Lenders are usually a Group of Investors or an Individual Investor who is willing to loan their personal funds to mortgage applicants. These lenders are willing to take on a higher risk which results in higher succession fees and interest rates. 

Private lender generally base their decision on the location and well being of the property they will use as collateral/security for the loan in addition to the borrower's plan to repay in full within a short period. 


Tel:  780.483.0601 | Fax: 780.484.9558


Mon - Fri: 10am - 4:30pm

We accept walk ins


Our Group consists of seasoned Mortgage Professionals and have proven success in providing meaningful solutions to our clients. 

- Save you Money & Time 

- Create Convenience

- Create Awareness

- Finding the Right solution

- Provide Peace of Mind

Unit 202

10114 156 Street NW

Edmonton, Alberta

T5P 2P9

We accept Walk Ins